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The original item was published from 5/22/2023 11:39:01 AM to 5/26/2023 12:41:29 PM.

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Posted on: May 22, 2023

[ARCHIVED] Protect yourself from scams

scams

SPEARFISH, SD – The Spearfish Police Department reminds everyone to take steps to protect themselves from scams. Law enforcement and government agencies will never contact you and ask you to send cash or gift cards or wire funds. They will also never ask you for your Social Security Number, bank account information, or activation codes for gift cards. 

Recently, the department has received reports from citizens who been contacted from someone falsely claiming to work for the Federal Trade Commission, with a narrative about some concerning illegal activity on the person’s financial accounts. The false representative then directs the citizen to mail cash, purchase gift cards and read off the activation codes to the scammer, or wire funds to various accounts. 

Other reports involve scammers posing as out-of-state law enforcement agencies claiming that the citizen has a warrant for arrest out of their jurisdiction, or that the citizen’s help is required into an investigation into someone they know or with whom they work, that requires them to send money/gift cards/etc., or else someone will arrive shortly to arrest the citizen.

These claims are entirely false and are part of a scam to steal from you. If you receive and answer a call or click on a pop-up ad on your computer claiming something similar to the above, stop the contact immediately and call your local law enforcement agency. The Spearfish Police Department may be reached at 642-1300.

Unfortunately, advances in technology have made it cheaper and easier than ever for scammers to make contact from anywhere in the world. Technology has also made scam calls a more widespread issue and more difficult problem to solve, allowing criminals to hide their information and identity from both those they are attempting to scam and any law enforcement agencies looking for them. Tech also allows scammers to identify targets, make scams more believable, and increase their likelihood of successfully scamming consumers out of money or valuable information.

The best way to protect yourself is prevention. Do not answer phone calls from numbers you do not recognize, or if you do answer and do not know the caller, hang up. Phone scammers often try to hook victims with enticing offers, appeals for charitable causes, claims of being associated with a government agency, or use of threats if you don’t comply. They pressure you to make a decision quickly. Scam calls are made by criminals with the purpose of tricking you into giving them money or providing personal information they can use or sell for financial gain. These scammers are skilled in deception and often use technology to mask their location and identity.

If someone on the telephone or a pop-up ad appears and claims you have a virus on your computer or requests to log in to your computer, do not allow remote access. Scammers will try to access your personal computer to steal information that could allow them access to your personal information, banking information, etc. Contact a reputable, local computer company to check out your computer if you are concerned about a virus.

Below are common warning signs of a phone scam: 

  • A claim that you have been specially selected
  • Request that you do not tell anyone else about the communication 
  • Use of high-pressure sales tactics and “limited-time” offers
  • Reluctance to answer questions about the business or the offer 
  • Request that you “confirm your personal information”
  • Request that you call back to a different phone number
  • Request payment by means other than credit card – including cash, gift card, wire transfer, or private courier 
  • Request your credit card or other payment mechanism for “shipping and handling”
  • Use of threats if you don’t comply – even the threat of arrest 
  • The call starts with a prerecorded message – called a “robocall”
  • Claims you have a virus on your computer or requests to log in to your computer
  • Claims to be a friend or relative in need of money – but they don’t give you any time to think or contact others 

For more information about common phone scams, tips to avoid scams, and scam call apps and tools for consumers, visit https://puc.sd.gov/scamcalls/default.aspx or https://www.consumer.ftc.gov/features/scam-alerts.